FIRST TIME BUYER PROGRAM, , WHEN YOU FIRST START OUT IN THE WORLD OF CREDIT, A CATCH 22 EXISTS. NO LENDER WANTS TO BE THE FIRST TO FINANCE YOU. A CO-SIGNER IS REQUIRED AND FOR MANY PEOPLE THIS IS NOT AN OPTION., , I HAVE SEVERAL LENDERS THAT WILL ACCEPT FIRST TIME BUYERS WITH LITTLE OR NO CREDIT. WITH A FULL TIME JOB AND SOME CASH OR TRADE AS A DOWN PAYMENT, YOU HAVE AN EXCELLENT CHANCE OF GETTING A CAR LOAN WITH NO CO-SIGNER. CALL ME ON MY CELL AT 508-344-5927