Thank you for taking the time to visit our website @ Sierra Auto Center. We take pride in our work. We here at S.A.C. have many years of experiance in sales and in the F&I Dept., , This is a Family owned business and we do welcome every typed of customer from cash customers to financing. The F&I dept. has lots of lenders from A-1 credit to second chance finance. We do incourage 1st time buys as well. Selfemployed customer and Credit union customers. We will work with anyone. Please fell free to contact us @559-228-8700 or sierraautocenter.com Thanks once again for taking the time to visit our site.