Financing is available on all vehicles for all types of credit situations. Good, bad, or average! As always trades are always welcome. The new S40 looks like a sports sedan, particularly when fitted with the optional 17-inch Saggita alloy wheels. The design is clean and elegant, Scandinavian simplicity. Inside, the S40 represents a sharp departure from previous Volvo designs, and the new interior is comfortable and convenient., , On the road, the S40 is stable and relaxed. Even at high speeds, it can easily run with expensive sedans from BMW and Mercedes. The turbocharged T5 engine is wonderfully smooth, with quick but linear acceleration performance. The entry-level 2.4i engine feels nearly as quick and is just as smooth. The five-speed automatic is smooth and responsive. The suspension is firm but not jarring, offering an ideal balance of ride and handling, and the brakes are excellent. The all-new Volvo S40 is a superb sports sedan.