2012 Kia Optima SX, (2.0L 4-cyl. Turbo 6-speed Automatic), , $299 per month, 36 month term / 12,000 miles per year, Zero Down, , OFFER VALID FOR WELL QUALIFIED CUSTOMERS PENDING TIER1+ APPROVAL BY PRIMARY LENDER, EXCLUDES BANK FEE, DMV FEES AND TAXES.